Build Wealth. Reduce Risk.Plan with Confidence.
At Angelo & Associates CPAs, we offer financial planning services for small businesses that go beyond traditional accounting. Whether you're managing cash flow, preparing for retirement, or planning your exit strategy, our team helps you make confident, informed financial decisions at every stage of business ownership.
We collaborate closely with experienced small business financial advisors to provide integrated, tax-smart financial planning that supports both your business and personal goals.
Our Personalized Approach
As a business owner, your financial future is directly tied to the health of your company. That's why our process goes deeper than investment selection—we look at your complete financial picture and develop a plan that connects your business performance with long-term financial success.
Comprehensive analysis of your current financial and business position
Goal-based planning aligned with your short- and long-term priorities
Risk management strategies to protect your personal and business assets
Regular reviews to adapt your strategy as your company grows
Our Financial Planning Services for Small Business Owners
We specialize in building integrated plans that help entrepreneurs and self-employed professionals build wealth, minimize taxes, and prepare for the future.
Retirement & Succession Planning
- Retirement needs analysis based on business income
- 401(k), SEP IRA, and Solo 401(k) plan design and optimization
- Exit and succession strategies for closely held businesses
- Social Security timing and income distribution planning
Investment & Portfolio Management
- Custom portfolio design and asset allocation
- Risk tolerance assessment and liquidity planning
- Tax-efficient investment strategies for business owners
- Ongoing monitoring and performance reviews
Business & Estate Planning
- Business continuity and ownership transfer planning
- Wealth transfer and legacy strategies
- Charitable giving and tax minimization
- Estate plan coordination with legal and financial teams
Strategic Financial Partnerships
To provide seamless service, we collaborate with trusted financial professionals who understand the unique needs of business owners.
Angelo & Associates Financial Planning Group
We partner with Angelo & Associates Financial Planning Group—an independent financial services firm focused on helping small business clients achieve their retirement and wealth management goals. This strategic relationship allows us to deliver an integrated experience between your tax strategy and long-term financial plan.
- Registered Representatives with LPL Financial, Member FINRA/SIPC
- Investment advice provided through Private Advisor Group, a registered investment advisor
- Collaboration led by William Angelo Jr, CPA
William Angelo Jr, CPA, Private Advisor Group, and Angelo & Associates Financial Planning Group are separate entities from LPL Financial.
For a list of states where our advisors are registered, visit www.angelofinancialplanning.com.
Frequently Asked Questions
Get answers to common questions about our financial planning services
How is your financial planning different from other firms?
Our team integrates tax, accounting, and financial planning in one coordinated strategy. As both CPAs and advisors, we understand how business decisions impact your personal finances—and we build plans that work on both sides of the equation.
Do you only work with business owners?
We specialize in working with small business owners and self-employed professionals, but we also provide personal financial planning services. Many of our clients benefit from coordinated strategies that align both personal and business goals.
Will I work directly with a financial advisor?
Yes. You'll work with registered representatives through LPL Financial (Member FINRA/SIPC), with investment advisory services provided by Private Advisor Group. We coordinate all aspects of your planning to ensure nothing falls through the cracks.
Can you help me plan my business exit or succession?
Absolutely. We provide tailored succession planning for small businesses, including retirement income strategies, business valuations, and ownership transition planning—all designed to preserve value and minimize tax consequences.
Ready to Build Your Financial Future?
Contact us today to schedule a consultation and discover how our integrated financial planning services can help you achieve your business and personal financial goals.